You will have seen from the examples above that you can save thousands of Rands and settle your bond years earlier by applying all or some or these methods. The maximum benefit will be gained by applying as many methods as possible in combination, making the additional payments into the bond as large as possible, and leaving the money in the bond for as long as possible. [...]
By putting ourselves in the same position as a person who is going to move into rented accommodation, we can knock off about 20 months off our bond term, or as much a 3 years if we … [...]
Many people who are looking for a house will ask the bank how much they qualify for. The following is an example of a typical calculation of a persons qualifying amount (with some insight on how you can amount a massive saving from a smart buy) [...]
Today’s competition between banks for bond business is very strong. This results in them making various offers to their customers in order to make buying a home easier. This includes adding a variety of costs onto the bond account, rather than asking the customer to pay them in cash. Most people do not have … [...]
This piece of information is closely related to the section on not taking a 13th cheque from your employer. When structuring your remuneration package, you may be entitled to receive a portion of your earnings in the form of a travel, or car allowance. This has certain tax benefits, as long as you are able … [...]